What Brian Sly and Company, Inc. Offers
Investment Management Advisory Services for Publicly Traded
Stocks and Bonds
Brian Sly and Company, Inc. matches client investment
objectives and risk tolerances through a proven money
management process based on Nobel Prize winning economic
research.
Using state-of-the-art portfolio design and diversification
techniques developed by leading institutional money managers,
Brian offers customized investment programs that can help
meet your financial goals while keeping within your risk
parameters.
Helping Clients Help Themselves
Brian Sly and Company, Inc. can demonstrate methods that can
show you:
- How much your money needs to earn to get where you to
where you want to be.
- How much you need to invest, now or incrementally, to get
to where you want to be.
- What your portfolio could be worth in the future based on
any set of assumptions.
- How to quantify and control the risk in your portfolio.
- How to reduce your risk in declining stock, bond or income
markets.
- How to maximize your return based on a risk level that you
set in advance.
With over twenty seven years of investment experience, Brian's
success is built upon a commitment to provide comprehensive,
personalized money management services for his clients.
Individual Service, Institutial Quality
Brian Sly and Company, Inc. offers its clients:
1. Detailed individual consultation to determine specific
financial goals, methods for achieving these goals and
potential risks.
2. Use of research methodology based on principles that won
a Nobel Prize in Economics to diversify money among stocks,
bonds and cash based upon the greatest historical rate of
return for any given level of risk.
3. Access to proven institutional money management firms through
a diversified portfolio of no load, low expense mutual funds.
4. Automatic re-balancing of asset classes with the goal of
maximizing return and minimizing risk over market cycles.
5. Consolidated, detailed statements with extensive tax
reporting and portfolio analysis.
This methodology is used by many of the nation's largest
pension funds and meets the government's strict Employee
Income Retirement Security Act ('ERISA') 'Prudent Expert'
fiduciary requirements. The result is a comprehensive, well
diversified portfolio that seeks to provide the greatest and
most consistent return for any given level of risk.
Knowing the Client - Statement of Investment Objectives
With Brian's guidance, the client's first step is to develop
a personal, written Statement of Investment Objectives which
controls the entire investment strategy. A structured dialogue
establishes specific financial goals, time frames for
accomplishing these goals and risk assessment.
Great care is taken to avoid exposing a client to more
volatility than can be accepted, either financially or
psychologically. This can significantly reduce the chances
of abandoning a well-designed portfolio during periods of
short term market variability.
Clients come to understand that over the long term the
challenge is not only in the performance of the financial
markets, but in the investor's behavior and reaction to
that performance when viewed on a short term basis.
Asset Allocation and Portfolio Diversification
Brian's investment methodology is based upon research which
won the Nobel Prize for Economics in 1990. This research,
called Modern Portfolio Theory, showed that over 90% of a
client's long term return can be attributed directly to the
asset class in which the client invested. Primary examples are
stocks, bonds and cash. These broad asset classes can be
separated into their meaningful 'style' sub sets, each of
which has its own distinctive risk and reward characteristics.
This research is utilized to determine an asset mix of stocks,
bonds and cash, and their various style subsets, structured
to maximize return and minimize risk over the long term. The
result is a well-diversified portfolio that is designed to
achieve the required goals while acting as a shock absorber
against short term volatility. Fewer surprises mean that
clients sleep better.
Building a Portfolio
This analysis creates a series of strategic investment
selections ranging from conservative capital preservation
portfolios to highly aggressive global growth portfolios.
The common characteristic of each portfolio is that it is
specifically designed to help provide the greatest and
most consistent return for its stated level of risk. Brian
provides the methodology, the tools, and the discipline to
help clients achieve their goals over the long term.
Manager Selection
Once specific investment styles that add value to a
client's diversified portfolio are defined, a search is done
to find a money manager for each investment style. Key
criteria are the firm's performance, philosophy, organization,
discipline and people.
The managers selected apply their expertise to that specific
portion of the client's portfolio that has been allocated to
their investment style.
This provides the client with disciplined investment management
through a team of specialist money managers actively working
to add value in their niche area of the market. This
synergistic combination of specialist managers is one of
the keys to the program's success.
Monitoring Performance
The selected managers are continuously reviewed and analyzed.
Each one is compared to a specific benchmark to measure long
term performance and stability of returns.
Detailed quarterly performance reports and monthly statements
are used to monitor the overall portfolio as well as its
separate components to assess whether or not the client's
return expectations are being met within the stated risk
tolerances.
Thus, Brian's clients benefit from the same sophisticated money
management techniques employed by large institutional investors.
Cost
This program of consulting services, portfolio optimization,
investment implementation and performance monitoring is
provided on a fee basis.
No commissions are charged, reducing the potential for any
conflict of interest.
The advisory fee is based on a percentage of the assets under
management and varies with the size of the account.
No load, low expense ratio mutual funds or separate accounts
are used, depending on the most cost effective solution.
The value added by this methodology can be significant.
Minimum Investment
The minimum investment for this money management service is
$250,000.
To Learn More
If this approach appeals to you or your company, if you manage
fiduciary assets, or if you would like to find out more
about this process, please contact Brian Sly for a
confidential appointment.
